Thursday, August 4, 2011
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SBI mobile banking application (SBI Freedom) is used to carry out all banking related services through your mobile. Its nothing but opening SBI branch in your mobile. It is equal to SBI internet banking.
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Features of SBI mobile banking
- Funds transfer (within State Bank Groups and all other banks)
- Interbank Mobile Payment Services (IMPS)- way to transfer mony even easier
- Enquiry services (Balance enquiry/ Mini statement)
- Cheque book request
- Demat Enquiry Service
- Bill Payment (Utility bills, credit cards, Insurance premium like LIC), Donations, Subscriptions
- Mobile Top up – recharge your mobile instantly without any extra charges
- M Commerce (Top up of Tatasky, BigTV, SunDirect, DishTV connections and receive recharge pins for DigitalTV/Videocon d2h, SBI life insurance premium)
- · Each and every transaction you will receivet SMS to your number contains transaction id and other details.
But I found that a lot of users failed during registration and service. So here is a detailed guide about downloading, activation and registration of SBI mobile banking application (SBI FreedoM).
For this you have to fallow these steps strictly
DOWNLOADING SBI FREEDOM TO YOUR MOBILE
The downloading of application can be completed by directly downloading to mobile or first downloading it to computer and then installing it on your mobile. Application can be directly downloaded and installed on your mobile if you have Internet enabled on your mobile phone. You can do so by following two ways.
Send an SMS <MBSREG> <MobileMaker> <MobileModel> to 567676.For example if you have a Nokia 6500 mobile then send MBSREG Nokia 6500 to 567676.You will get a User Id and defsult MPIN and also a WAP link to download the mobile banking application. Click on the link if you have GPRS connection to download.
If you fail to get a link by sending above SMS ,you can visit sbi .co.in and click Mobile Banking under Services section. Or you can directly visit Mobile Banking Application Download page. A lot of mobile handset models are listed there. You have to select your phone model and choose the handset specific version. If you fail to find application for your phone model, you can download the Generic version from the same page.
If your mobile does not have a GPRS/3G Internet connection you can first download the application to computer by visiting links. Once you download it -transfer it to mobile and install.
REGISTRATION OF SBI FREEDOM AT MOBILE
Start the application and you will see the screen as shown in image. You have to login using the given user id and MPIN which you received in response to the message you sent for downloading the application. And this completes the process.
In case you have not received the user id and MPIN, Then open sbi freedom, click “register” from the application start menu and get it by SMS. People who download application without sending SMS will need to do this.
REGISTRATION OF SBI FREEDOM AT THE SBI ATM
Visit any SBI ATM and register yourself for mobile banking service. For this you have to choose ‘Services’ in the main menu. Select ‘Mobile banking’ and then again select Register. Enter your mobile number and follow the instructions thereafter. After this process you will receive sms that conforms your account integration with your mobile number.
Start the application and change the default MPIN. It is mandatory to change MPIN before using it for the first time. You have to receive conformation message( through sms to you) about MPIN change. Then the service is activated, you can carry out almost all banking related transactions through the application which include statement enquiry, fund transfer, bill payments, cheque book request etc.
Mobile Banking service is FREE to use but you have to pay carrier charges (for usage of SMS or GPRS)
SMS charges per every transaction 3 Rs. But if you change to GPRS, charge for every transaction is nearly 10 paise to 30 paise depends on your network provider. If you have activated GPRS plan no data charges will apply. To change channel from SMS to GPRS, Login to ur mobile freedom, click settings, then click change channel, select GPRS and enter MPIN and send a text message. Before change to GPRS, set proper GPRS settings in your mobile.
The advantage of SBI Mobile banking is that it works even if you don’t have a GPRS/3G enabled phone as it can use SMS for transactions.
If you still have any difficulty in downloading, registration or activation of SBI mobile banking application, let me know in comments.
Please maintain minimum 25 rupees balance in your mobile. Because you need to send 3 to 4 sms (each sms 3 rupees charge). If you have less than 10 rupees, sometimes these activation sms will fail due to insufficient balance.
You need java enabled phone for this and if it is GPRS enabled it is easy little bit.
Those who are having SBI INTERNET banking, always use the same mobile number to register SBI FREEDOM application, which you are given for SBI INTERNET banking.
Strictly don’t click anything in sbi application before your ATM registration completes.
Before start please click here to read detailed information about sbi freedom registration, features, settings, installation procedures, FAQs
This post was written by: MOHAN
MOHAN is a Mechanical Engineer by profession, but passionate about Computers,Mobiles, Software, Blogging and anything that helps me learn something new and different. Loves to work out with his gadgets and writes on all the latest happenings in mobile field.Follow him on Twitter